The Pros and Cons of Working for a New Business

Working for a new business is something that many people have considered at some point in their career. Whether it’s because you’re fed up with your current job or because you want to get in on the bottom floor of a fledgling company, the excitement of starting off fresh may have you considering moving to a startup. The Pros and Cons of Working for a New BusinessMaking a drastic change can be … [Read more...]

How to Build a Capsule Wardrobe to Save Money

If you find yourself buying new clothes because you can’t find your favorite jeans, or if none of your outfits ever seem to be put together, you may want to try out building a capsule wardrobe to save money. Not only will it save you money, but it can also help you save time, energy, and frustration when picking clothes to go about your day.This post was written by our regular writer, Kimberly … [Read more...]

Money and Patience: How to Keep Going When Financial Progress is Slow

I recently had a bit of set back in my own journey that caused me to start thinking (read: stressing out) about my perceived lack of financial progress. I’d made some investments in my business, client payments were late and I had to pull from my emergency fund to pay the credit card bill. To some people, they would read this and say, “Eh, that’s no big deal.” But I’m emotional in these kinds of … [Read more...]

How to Decide Whether you can Afford to have Children

{}Having children is something that many people just assume that they will do. However, it is a big financial commitment and many people do not consider this until it is too late. Sadly many people will find themselves in a position where they do not have as much money as they had hoped, due to […] Article by Read entire story here. … [Read more...]

6 Things I Did to Start Earning Money With My Blog

I started this blog on a whim back in August of 2010. After just 8 months of part-time work on the site, I was earning $500 a month. Then, to my complete surprise, my income started jumping – up to $3,800 a month in early 2012! I definitely made a few mistakes with my site over the years, but I’ve also done a ton of things right. Today, I’m going to teach you about all the good … [Read more...]

France fines Facebook 0.002% of revenue for breaking privacy law

Facebook has been fined €150,000 by a European data protection watchdog for not protecting private information from advertisers. The investigation, conducted by the Commission nationale de l’informatique et des libertés (CNIL) originally in 2015, found that Facebook was in violation of the French Data Protection Act. It states: In particular it has been observed that FACEBOOK proceeded to a … [Read more...]

Top Tips on How to Increase Your Savings

{}It can be really reassuring to have some savings tucked away. Whether you are saving for something specific or just like to have the reassurance that there is some money there in an emergency then it can be great to have some. However, accumulating them is not always that easy. One problem is that it […] Article by Read entire story here. … [Read more...]

How to Stop Election Uncertainty Effecting your Finances?

{}With an election looming in the UK, it is likely that the markets will fluctuate due to the uncertainty. Although the conservatives seem very sure that they could win and polls are showing the same thing, there is nothing definite with regards to who will actually win and what effect that will have on the […] Article by Read entire story here. … [Read more...]

How Will You Know When You’ve Reached Financial Success?

{}The post How Will You Know When You’ve Reached Financial Success? from The Smart Passive Income Blog. Article by The Smart Passive Income Blog. Read entire story here. … [Read more...]

Buying a House? What Type of Mortgage Loans Are Best?

Buying your first home can be an exciting time. You’ll read up which are the best parts of town to live. You’ll check the styles of homes available. And then you’ll start comparing prices and checking mortgage rates. Sounds simple, right? Just find your dream home and sign for a mortgage…What Type of Mortgage Loans Are Best?But buying a home is a huge investment. Mortgages … [Read more...]

How to Save Money at Home With Your Broadband

Having broadband at home can be a great initiative for people who want to work from home or simply enjoy surfing the internet. There are various ways that you can save on your broadband bills and still enjoy the same services that you have always wanted. Many people, however, are not aware of these multiple ways to save on their broadband expenses and end up paying extra bills that they could have … [Read more...]

Who Cares About Interest Rates? How to Rank Your Cards for Debt Repayment

Let’s say you owe a bunch of money to several different credit card companies.  Maybe you owe a little bit on this card, but a lot on that one.  Or this card has a higher interest rate than that one.  Does it matter which one you pay off first?Yes, it does.  But I’m going to recommend you rank those cards in a different way than most of the money gurus suggest.This post has been written by our … [Read more...]

4 Reasons Millionaires Are Not The Scum of the Earth

Here is society’s view on the rich and the poor:Rich people are greedy, underhanded sleazeballs and share their money with no onePoor people don’t have the opportunity to get ahead and are stuck in poverty foreverIt’s up to the government to redistribute the wealth and make everything fair again…My face is getting red just writing out those statements. Each one of them just … [Read more...]

How to Help Family and Friends Struggling Financially

{}It can be quite difficult to work out how you can help friends and family that are struggling financially. Many will not want to accept monetary gifts from you and it could mean that you will be looking for other ways to help them. You may not even feel that you can offer them money […] Article by Read entire story here. … [Read more...]

My April 2017 Blog Income Report

Another month is over, which means it’s time to tally up the income! As a whole, I was pleasantly surprised with my earnings – not necessarily because of the amount, but how I did it. Stick with me here, and I’ll tell you exactly how I earned the money and why I’m so encouraged by it.My April 2017 Blog Income ReportI fricken love this blog. Not only do I love sharing my … [Read more...]

How to Keep Costs of Having Pets Down

{}Many people keep pets but with a lot of people struggling to make ends meet, the costs of their pets could put them into financial trouble. There are a lot of ways though that you can reduce those costs. Obviously the costs of pets vary tremendously depending on the type of animal and its size. […] Article by Read entire story here. … [Read more...]

Buying Behavior Trends Can Shape Entrepreneurial Goals

{} Startup ideas come and go, almost as quickly as the entities themselves. Without an investment in appropriate research they are doomed for failure. However, if the value of buying behavior trends is understood, these trends can shape entrepreneurial goals. Whether the goal is to open a traditional brick & mortar storefront, or dive right into an online presence, knowing which industries are … [Read more...]

8 Tips to Help Land Your First Freelance Client

If you have been looking to start a side hustle, or you want to quit your 9-to-5 job, freelancing is one of the best things that you could try. But how do you land your first freelance client when starting on your freelancing journey? Here are ten tips that can help!This post was written by our regular personal finance writer, Kimberly Studdard.#1. Know What You Want To Do First things first, you … [Read more...]

FinTech In Afrika is much more than just mobile money and remittances

The African continent faces challenges in the financial technology space that are diagonally opposite to the situation in the western world. With nearly 80% of adults in Africa not having access to formal or semi-formal banking services, the majority of the continent is still unbanked — at least in the traditional sense. Cash is still king across the continent, with the numbers of physical … [Read more...]

Why You Should Shop Around for Car Insurance (and How to Do It)

People who try to keep their finances balanced know that vehicle expenditures are one of the most wildly variable budgetary categories. From loan payments to gas purchases to repair fees, cars are fraught with potential spending black holes. You have probably spent time brainstorming ways to cut these expenses in the past, but you may not realize one way you can decrease your driving-related … [Read more...]

Tips on Being More Frugal

{}There are many of us that would like to have a bit more spare cash. We might want to save up for something or just wish that we could more easily afford all of the things that we have. Obviously trying to earn more would help, but if this is not possible, then you could […] Article by Read entire story here. … [Read more...]

How to Start Paying Off Your Debt If You’re Feeling Overwhelmed

A friend of mine recently asked for my advice as it pertained to paying off debt. She had about $5,000 in debt across a couple of credit cards and a personal loan and wasn’t making any progress on paying it off.When I asked her why, she responded with “I just feel overwhelmed. I don’t even know where to start.”This post has been written by Amanda Abella, accomplished writer and speaker in the area … [Read more...]

How to Get a Well Paid Job

{}Many people would like to have a better paid job. It can be demotivating when you think about how hard you have worked and how much you get paid, particularly compared to other people that you may know or have heard about that seem to get more for doing less. There are ways that you […] Article by Read entire story here. … [Read more...]

How to Pay Off Your Mortgage in 5 Years or Less!

“How long have you been living in the area?” asked the dental assistant. “Well, I’m officially making my last mortgage payment this month,” the grinning male patient responded. “Oh! So you’ve been here for 30 years, wow!”This interaction seriously made me throw up a little. Debt has become such a normalcy in our society that people are starting to … [Read more...]